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Mortgage Loan

Mortgage Loan

Type of loan


Method of payment




Eligibility criteria


Limits of Loan

Above 100,000–  40,00,000

Rate of interest :

Upto 3 lakhs  

Above 3 lakh upto 40 lakh



            13.50 %                                  

Penal interest



Service charges, Risk fund, Nominal share (1% of loan amount), legal fees


Property surety

Period of Loan

60 / 120 months


Documents required for availing loan

1. Title deed (original)

2. Prior deed (Original within 13 years

3. Valuation of property (Land & Building)

4. Encumbrance certificate (13 years)

5. Tax receipts (Land & Building - recent year)

6. Location certificate / Location sketch

7. Possession certificate

8. Thandaperukanaku

9. Undervaluation certificate (01.04.86 to 31.03.12)

10. Corelation certificate (If survey no./Extent difference)

11. Consent deed / power of attorney (if required)

12. Income proof

13. Any other documents required by the bank from time to time

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